Privacy Policy

Final Expense Memphis (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website or request insurance information.

Information We Collect

When you interact with our website or request a quote, we may collect:

• Name
• Phone number
• Email address
• ZIP code
• Age or date of birth
• Coverage preferences
• Appointment scheduling details
• Any information you voluntarily submit through forms

We may also collect limited technical data such as:

• IP address
• Browser type
• Device type
• Pages visited
• Referral source (example: Facebook or Google)

This helps improve your experience and optimize our services.

How We Use Your Information

Your information may be used to:

• Provide Final Expense insurance quotes
• Schedule consultations
• Respond to requests
• Deliver policy education
• Improve our services
• Send appointment reminders
• Send SMS follow-ups related to your request
• Meet compliance requirements with insurance carriers

We do NOT sell your personal information.

SMS Communication Consent

By submitting your phone number through our website, you agree to receive:

• Appointment confirmations
• Quote follow-ups
• Coverage information

Message and data rates may apply.

You may opt out anytime by replying:

STOP

Information Sharing

We may share information only when necessary with:

• Licensed insurance carriers
• Contracted service providers
• Compliance partners supporting underwriting or quoting

Information is never sold to third-party marketers.

Cookies and Tracking Technologies

We may use cookies and tracking tools including:

• Meta Pixel
• Google Analytics
• Website performance tracking tools

These help us improve website functionality and advertising performance.

Data Security

We use reasonable administrative and technical safeguards to protect your information from unauthorized access or misuse.

Third-Party Links

Our website may contain links to external sites. We are not responsible for their privacy practices.

Children’s Privacy

This website is intended for adults age 18 and older seeking insurance information.

Your Rights

You may request to:

• Review your data
• Update your information
• Remove your information from our records

To make a request, contact us at:

Final Expense Memphis/Money Optimal Management Financial Services
Email: [email protected]

Phone: 1-901-446-0177

Company Relationship Disclosure

Final Expense Memphis is a division of Money Optimal Management Financial Services and works with multiple insurance carriers to provide coverage options.

Policy Updates

This Privacy Policy may be updated periodically. Changes will be posted on this page with the updated effective date.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:
By email: [email protected]​​
By phone number: 1-901-446-0177​